How to Negotiate Your Mortgage Rate Your new house is a large investment, and finding the right lender is a large financial decision. Every percentage point in your mortgage rate matters. It changes both your monthly payment and your total…
The difference between a mortgage lender and a loan officer Many people get confused with exactly who does what in the home buying and home loan lending process, and do not know the difference between a mortgage lender (or broker),…
When to consider refinancing a home loan Have you been wondering how to free up some extra cash every month while still meeting all of your responsibilities? If you are a homeowner you may want to consider refinancing your home…
Why you should choose a local mortgage lender instead of a big bank When you need to find the right person to help you with your home mortgage, should you turn to a local mortgage lender or a big bank…
If you are thinking about buying a home, you are no doubt also thinking about a home loan, or mortgage. You may be confused as to the difference between a mortgage lender and a mortgage broker, and which one you…
Buying a home is a big commitment and requires the right people in your corner when going through the process. An integral part of that process is your mortgage lender. Choosing the right mortgage lender can go a long way…
30-Year fixed rate vs 15-Year fixed rate For most home-buyers, there is only one type of mortgage; the traditional 30-year fixed rate type their parents had, and the path that several generations of Americans have taken to first-time home ownership.…
Major purchases after buying a home You just purchased your home, and now it’s time to move in. You may not have had the time to think about all the various things you will need to buy for your new…
Denver Mortgage Rates Mortgage rates have risen from 3.5% before the last election to 4.2% in early January 2017, and the National Association of Realtors suggests a possible further rise in rates during the year to reach 5%. “Nationwide,…
Yearly Housing Market Trends The housing market bubble that burst in 2008-2009 took many by surprise, with the bottom falling out of the market seemingly overnight. The good news is, the housing market recovery that followed starting in 2012 also…
