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All Things Mortgage: Insights, Trends, and Resources

Our blog articles are geared towards first-time home buyers and mortgage market news.

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Expenses First Time Home Buyers Need to Save For

If you are getting ready to purchase your first home, there are a few expenses that you need to prepare…

A wooden house model and stacked blocks spelling PRICE are balanced on a seesaw, symbolizing the relationship between property value and price.

Understanding an Appraisal Contingency

When buying a new home, you have the chance to put in a number of contingencies to the purchase contract…

Three wooden blocks stacked with the words BUY OR RENT? next to a gray calculator, a pen, and colorful push pins on a desk, representing a decision-making concept.

Should I Buy or Rent?

The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is…

A person in a denim shirt drops a coin into a glass jar filled with coins. Stacks of coins, a notebook, and a hand using a calculator are visible on the table in the background.

How Much Income Do I Need to Buy a House?

Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly…

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What You Need to Know About Cosigning a Mortgage

If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another…

Are Mortgage Rates Negotiable

How to Negotiate Your Mortgage Rate Your new house is a large investment, and finding the right lender is a…

Mortgage Lender vs Loan Officer

Is a loan officer the same as a mortgage lender? Many people get confused with exactly who does what in…

When to consider refinancing a home loan

When to consider refinancing a home loan Have you been wondering how to free up some extra cash every month…

Local lenders over big banks

Why you should choose a local mortgage lender instead of a big bank When you need to find the right…

Mortgage Lender vs Mortgage Broker

If you are thinking about buying a home, you are no doubt also thinking about a home loan, or mortgage…

How to pick a mortgage lender

Buying a home is a big commitment and requires the right people in your corner when going through the process…

30vs15 year mortgage

30-Year fixed rate vs 15-Year fixed rate For most home-buyers, there is only one type of mortgage; the traditional 30-year…

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